diff --git a/pages/withdraw/withdraw.wxml b/pages/withdraw/withdraw.wxml
index a83af6c..34df8be 100644
--- a/pages/withdraw/withdraw.wxml
+++ b/pages/withdraw/withdraw.wxml
@@ -56,13 +56,62 @@
 
       <!-- 提现说明 -->
       <view class="instruction-section">
-        <view class="instruction-title">提现说明：</view>
-        <view class="instruction-list">
-          <view class="instruction-item">1. 单笔提现10-2000元，支持分多笔申请；</view>
-          <view class="instruction-item">2. 提现扣除一定手续费，实际到账金额实时展示；</view>
-          <view class="instruction-item">3. T+1工作日到账（不含节假日/周末），收款账户需实名一致；</view>
-          <view class="instruction-item">4. 禁止违规获利，否则平台有权拒绝提现。</view>
-        </view>
+        <scroll-view scroll-y class="instruction-scroll">
+          <!-- 规则说明 -->
+          <view class="rule-block">
+            <view class="rule-header">
+              <text class="rule-icon">📄</text>
+              <text class="rule-title">提现规则说明</text>
+            </view>
+            <view class="rule-content">
+              <view class="rule-item">1. <text class="rule-label">最低提现金额：</text>单笔提现金额不低于 ¥100.00。</view>
+              <view class="rule-item">2. <text class="rule-label">每日提现次数：</text>每日最多可发起 3 次提现申请。</view>
+              <view class="rule-item">3. <text class="rule-label">可提现余额：</text>仅限“已结算”状态的收入可提现，待结算金额暂不支持。</view>
+              <view class="rule-item">4. <text class="rule-label">提现服务费：</text>每笔提现收取 1% 服务费（最低 ¥1.00），由第三方支付平台收取。</view>
+              <view class="rule-item">5. <text class="rule-label">审核时间：</text>提现申请将在 24 小时 内完成审核并安排打款。</view>
+              <view class="rule-item">6. <text class="rule-label">到账时间：</text>审核通过后，预计 24 小时内到账，具体以银行或微信到账通知为准。</view>
+              <view class="rule-item">7. <text class="rule-label">账户要求：</text>提现账户需为 本人实名认证 的微信或银行卡。</view>
+              <view class="rule-item">8. <text class="rule-label">失败处理：</text>如提现失败，金额将自动退回至可提现余额，可重新发起申请。</view>
+            </view>
+          </view>
+
+          <!-- 常见问题 -->
+          <view class="rule-block">
+            <view class="rule-header">
+              <text class="rule-title">常见问题</text>
+            </view>
+            <view class="rule-content">
+              <view class="qa-item">
+                <view class="qa-q">· 为什么提现金额不符？</view>
+                <view class="qa-a">可提现金额仅包含已结算收入，待结算部分暂不可提。</view>
+              </view>
+              <view class="qa-item">
+                <view class="qa-q">· 提现服务费如何计算？</view>
+                <view class="qa-a">每笔提现收取 5% 作为服务费，在提现金额中自动扣除。</view>
+              </view>
+              <view class="qa-item">
+                <view class="qa-q">· 提现未到账怎么办？</view>
+                <view class="qa-a">请在提现记录中查看审核状态，如超时未到账，请联系客服处理。</view>
+              </view>
+              <view class="qa-item">
+                <view class="qa-q">· 如何更换提现账户？</view>
+                <view class="qa-a">请在“账户管理”中更新实名认证信息。</view>
+              </view>
+            </view>
+          </view>
+
+          <!-- 需要帮助 -->
+          <view class="rule-block">
+            <view class="rule-header">
+              <text class="rule-icon">📞</text>
+              <text class="rule-title">需要帮助？</text>
+            </view>
+            <view class="rule-content">
+              <view class="help-text">如有疑问，请前往 <text class="link">帮助中心</text> 或联系 <text class="link">在线客服</text>。</view>
+              <view class="help-text">服务时间：工作日 9:00-22:00</view>
+            </view>
+          </view>
+        </scroll-view>
       </view>
     </view>
 
diff --git a/pages/withdraw/withdraw.wxss b/pages/withdraw/withdraw.wxss
index 0b881c2..a8242fc 100644
--- a/pages/withdraw/withdraw.wxss
+++ b/pages/withdraw/withdraw.wxss
@@ -187,33 +187,92 @@
 /* 提现说明 */
 .instruction-section {
   margin-top: 64rpx;
-  padding: 40rpx;
+  padding: 32rpx;
   background: #F9FAFB;
   border-radius: 32rpx;
   border: 2rpx dashed #E5E7EB;
   margin-bottom: 40rpx;
 }
 
-.instruction-title {
-  font-size: 32rpx;
-  font-weight: 800;
-  color: #374151;
-  margin-bottom: 24rpx;
-  display: block;
+.instruction-scroll {
+  max-height: 600rpx;
 }
 
-.instruction-list {
+.rule-block {
+  margin-bottom: 40rpx;
+}
+
+.rule-block:last-child {
+  margin-bottom: 0;
+}
+
+.rule-header {
+  display: flex;
+  align-items: center;
+  gap: 12rpx;
+  margin-bottom: 24rpx;
+}
+
+.rule-icon {
+  font-size: 32rpx;
+}
+
+.rule-title {
+  font-size: 30rpx;
+  font-weight: 800;
+  color: #111827;
+}
+
+.rule-content {
   display: flex;
   flex-direction: column;
-  gap: 20rpx;
+  gap: 16rpx;
 }
 
-.instruction-item {
-  font-size: 28rpx;
+.rule-item {
+  font-size: 26rpx;
   color: #4B5563;
-  line-height: 1.7;
-  position: relative;
-  padding-left: 4rpx;
+  line-height: 1.6;
+  text-align: justify;
+}
+
+.rule-label {
+  font-weight: 700;
+  color: #374151;
+}
+
+.qa-item {
+  margin-bottom: 20rpx;
+}
+
+.qa-item:last-child {
+  margin-bottom: 0;
+}
+
+.qa-q {
+  font-size: 26rpx;
+  font-weight: 700;
+  color: #374151;
+  margin-bottom: 8rpx;
+}
+
+.qa-a {
+  font-size: 26rpx;
+  color: #6B7280;
+  line-height: 1.5;
+  padding-left: 20rpx;
+}
+
+.help-text {
+  font-size: 26rpx;
+  color: #4B5563;
+  line-height: 1.6;
+}
+
+.link {
+  color: #B06AB3;
+  font-weight: 600;
+  display: inline;
 }